What IS Financial Wellbeing?

According to the CFPB, financial well-being is defined as the state wherein an individual has a sense of:

  • Control over day-to-day and month-to-month finances;

  • Capacity to absorb a financial shock;

  • Being on track to meet financial goals;

  • And the ability to make financial choices to enjoy life.

What is financial coaching?

As the name implies, financial coaching is aimed at coaching you to financial health. I work to educate you on the building blocks of personal finance and enable you to become much more financially literate. You may need help budgeting, reducing debts and creating a liveable financial plan.

 

My goal is to empower you to make good financial decisions and take control of your own financial choices.

So if you would like some guidance understanding the fundamentals of your financial health rather than recommendations regarding investments and managing portfolios then Financial Coaching may be for you.

Who Am I?

I am an Independent Financial Adviser and Money Coach. I have worked in financial services for over 30 years, from being an employee to becoming self-employed and having my own clients that I look after in the way that I want to.

 

I can’t stand jargon and prefer a straight talking approach to money.

 

I want to demystify finances, so that you are able to gain financial independence and to be able to make informed decisions about improving your future. You can gain the freedom to choose when you work, where you go and what you do. Which all comes from getting your financial planning sorted.

 

Using my experience and powerful financial planning software, together we can forecast your financial future, showing how on-track you are towards meeting your goals.

Is It Time To Bring Your Money To Life?

"Ignite” Financial Coaching Sessions

My ‘Ignite’ service is completely bespoke and gives you the personal support you need to figure everything out. During the two hour session we will look at exactly where you are right now and what you have in place. We can then talk through your ambitions and your goals for how you want your future to look.

 

The ‘Ignite’ coaching session includes: 

 

  • Looking at current assets and liabilities, incomes and expenditures, and expected changes in the future    

  • Exploration of your aims for the future in order to help build your plan

  • A discussion to help you understand any areas of personal finance that you would like to discuss   

  • Identify your current cashflow scenario and determine your current spending plan based on your current situation – to determine whether you have enough money to live as you wish to now and also in retirement

  • Identify your cashflow scenario based on your goals adding various options to determine whether you have enough money to achieve your objectives

  • Discount on any further advice requirements

 

 

For this first session the cost is £297 for a single person and £397 for a married couple.

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